Customer Care

Finance Options

Flexible ways to pay, made simple. Whether you’re furnishing a room or your entire home, we offer a range of finance options to suit your budget and lifestyle.

Choose what works for you

Not all finance options are the same — here’s a quick guide to help you decide.

Gem Visa

36 Months Instalment Interest Free
  • Interest free options available on eligible purchases
  • Monthly repayment structure
  • Minimum spend applies
A great option if you want manageable repayments with the flexibility to pay off early.

Q Mastercard

24 Months Interest Free + 6 Month Payment Holiday
  • No payments for the first 6 months
  • No interest for a further 18 months
  • Minimum spend $500
Ideal for larger purchases where you want flexibility upfront and time to pay it off.

AfterPay

Pay in 4 instalments, interest free
  • 4 equal payments, due every 2 weeks
  • No interest when you pay on time
  • Minimum spend $35, maximum spend $4,000
Perfect for smaller purchases or spreading payments over a short period.

How to use finance

Online

  1. Choose your product
  2. Select your preferred payment option at checkout
  3. Complete your purchase

In-store

  1. Choose your product
  2. Apply or present your finance card
  3. Complete your purchase with our team

Designed to work for you

Whether you want to spread payments over time or take advantage of interest free offers, our finance options are designed to make furnishing your home more accessible.

Finance FAQs

Can I use finance online?

Yes — you can select your preferred finance option at checkout.

Do I need to apply for finance?

Yes — for Q Mastercard and Gem Visa, you’ll need to apply and be approved. Afterpay can be used instantly if you meet their criteria.

Can I pay off my balance early?

Yes — most finance options allow early repayment, though terms may vary by provider.

Are there fees or interest?

Interest free offers are available, but fees and standard interest rates may apply depending on the provider and terms.

What happens if I miss a payment?

Late fees or interest may apply depending on your finance provider.

Need help?

If you have any questions about your delivery, our team is here to help.

Create a home you love, with confidence

We’ll take care of the logistics — you focus on the feel.
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